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I’m having trouble understanding why the option is to increase the professional liability insurance requirements, rather than either naming the civil engineer as an additional insured or adding the landscape architect as the architect’s consultant.
Welcome to the Black Spectacles Community @conceptastudiollc! Thanks for writing in with your question.
This practice question asks which provisions could significantly increase the architect’s fee. Increasing the professional liability insurance requirements directly raises the architect’s premium. Higher required limits = higher annual insurance cost = higher overhead, which can increase the architect’s fee.
Naming the civil engineer as an additional insured typically affects general liability policies and risk allocation, but it does not usually cause a major premium increase. Adding a landscape architect as a consultant changes the scope/team structure, but it doesn’t automatically increase the architect’s own insurance limits. The consultant carries their own professional liability insurance.
Hope this helps!
Kiara Galicinao, AIA, NCARB
Product Coordinator Black Spectacles
Welcome to the Black Spectacles Community @emily1! Thank you for writing in with your question. This is a great catch - typical insurance is indeed $1 mil and $2 mil, so the answer was a bit contradictory to what the reference is indicating. I will revise the answer choices and explanation to accurately reflect this. Sorry for the confusion!
Kiara Galicinao, AIA, NCARB
Product Coordinator Black Spectacles
Applying AIA B101 Contract Revisions [Exercise B]
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